UPDATED APRIL 2026

Cashback tips from someone who actually works in the industry.

Real hacks, tested strategies and honest advice for getting more back from Rakuten Rewards, TopCashback and credit card rewards. Written by a founder with a decade inside affiliate partnerships, not a content farm.

10+
Years in affiliate & partnerships
6
Cashback partners managed
$4.6B+
Paid to Rakuten members since 1999
👍
Founder
OzSavers

I've spent over ten years working inside the affiliate and partnerships world, managing relationships with cashback platforms, loyalty networks and thousands of merchants. Now I'm putting everything I've learned into honest, practical guides for US shoppers.

✓ 10+ years in affiliate marketing
✓ Partner relationships with Rakuten & TopCashback
✓ Real strategies, not affiliate fluff
✓
Tested by the author
📊
Real data, real numbers
🇺🇸
US focused advice
🔒
No pay to play rankings
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Updated regularly
The Guides

Five deep dives to help you earn more back

Every guide is written from hands on experience managing cashback partnerships. No recycled content, no vague advice. Just what actually works in 2026.

🔥 Most Read
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Comparison • 12 min read

Rakuten vs TopCashback 2026: Which US Cashback Site Actually Pays More?

I've tested both platforms for years across every category. The honest answer surprises most people. Here's a real data comparison of rates, payouts, bonuses and the hidden quirks that can cost you hundreds a year.

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By Founder
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Strategy • 9 min read

How to Stack Cashback, Coupons and Credit Card Rewards

The five layer system I use on every purchase to hit 15 to 20% back. Most people only run one layer when four are available to them.

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By Founder
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Tax & Legal • 7 min read

Is Cashback Taxable in the US? What the IRS Actually Says

Short version: most cashback is a rebate, not income. But there's a catch for sign up bonuses over $600 that most people miss.

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By Founder
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Apps

Best Cashback Apps by Category for US Shoppers in 2026

Grocery, travel, gas, online. No single app wins everything. Here's the combo I actually run.

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Founder
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Travel

Summer Travel Cashback 2026: Earn 10 to 15% Back

Why TopCashback wins travel, the 5% gift card trick, and the card pairing I use for flights and hotels.

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Founder
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Our two recommended US cashback partners

Honest take: most American shoppers should be signed up to both. They pay on different rates at different stores.

Rakuten Rewards
3,500+ retailers, Amex Points conversion, in store cashback, browser extension. Best for breadth and point transfers.
Join Rakuten →
TopCashback
100% commission pass through, rate match guarantee, 5% gift card bonus, no minimum payout. Best for travel and maximum rates.
Join TopCashback →

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Rate increases, flash bonuses, seasonal strategies and store announcements. Written by me, no bots, unsubscribe whenever.